C.L.I.C.K.D. Application 2026: How to Get a Laptop Through CREDICORP

C.L.I.C.K.D. Application Portal: How to Apply for FG Laptop, Smartphone and Device Financing

The Federal Government’s C.L.I.C.K.D. programme is accepting expressions of interest from Nigerians who want to access digital devices through consumer credit.

C.L.I.C.K.D. stands for Credit for Laptops, Internet, Connectivity and Knowledge Devices. It is an initiative of the Nigerian Consumer Credit Corporation (CREDICORP) designed to make devices such as laptops, smartphones, tablets and connectivity equipment more affordable through structured credit.

The programme was launched on July 21, 2026, in partnership with the Federal Ministry of Communications, Innovation and Digital Economy. Its first national pilot is being implemented through the 3 Million Technical Talent (3MTT) Programme.

One important thing applicants should understand is that C.L.I.C.K.D. is not a free laptop or phone giveaway. Approved beneficiaries access devices through consumer credit and are expected to repay according to the terms of their financing arrangement.

C.L.I.C.K.D. Application Portal

The official C.L.I.C.K.D. portal is the CREDICORP website: https://www.credicorp.ng

The website currently provides an “I’m Interested” option for people who want to register their interest in the programme.

Applicants should use the official CREDICORP platform and avoid individuals or websites claiming they can guarantee approval in exchange for payment.

What Is C.L.I.C.K.D.?

C.L.I.C.K.D. means Credit for Laptops, Internet, Connectivity and Knowledge Devices.

The initiative is designed to help Nigerians access technology needed for learning, work, freelancing, business and other productive activities without having to pay the full cost of a device upfront.

CREDICORP currently lists the following device categories under the programme:

• Laptops
• Smartphones
• Tablets
• Connectivity devices
• Digital learning equipment

Payments are spread over time through consumer credit, meaning beneficiaries have repayment obligations after receiving approved financing.

Is the C.L.I.C.K.D. Laptop Free?

No.

C.L.I.C.K.D. is a consumer credit programme, not a free laptop, smartphone or tablet distribution scheme.

An approved applicant can access an eligible device without paying the entire cost upfront but will be required to repay under the applicable financing arrangement.

Anyone applying should therefore understand the repayment terms before accepting an offer.

CREDICORP also says responsible repayment can help strengthen a person’s credit history.

What Is the Current C.L.I.C.K.D. Pilot?

The first national C.L.I.C.K.D. pilot is being implemented with the 3MTT Programme.

The inaugural rollout provides 1,000 locally assembled laptops to eligible fellows across Nigeria.

At the July 21 launch in Abuja, 77 beneficiaries received their laptops, with the remaining devices to be distributed in phases.

The first phase involves:

• CREDICORP
• Federal Ministry of Communications, Innovation and Digital Economy
• 3MTT
• Fidelity Bank
• NASENI Innovation Hub
• Imose Technologies

Fidelity Bank is serving as the credit administration partner, while NASENI Innovation Hub and Imose Technologies are involved in supplying the locally assembled laptops.

Who Can Apply for C.L.I.C.K.D.?

There is an important difference between the broader C.L.I.C.K.D. programme and its current pilot.

CREDICORP describes C.L.I.C.K.D. as a device-financing initiative intended for working Nigerians nationwide. However, the first 1,000-laptop pilot is being rolled out through the 3MTT programme.

Therefore, registering your interest should not be treated as a guarantee that you will receive one of the 1,000 laptops.

CREDICORP says the wider programme is designed to expand as more financial institutions, manufacturers and technology vendors participate.

Can Nigerians Who Are Not in 3MTT Apply?

The broader C.L.I.C.K.D. initiative is intended to serve working Nigerians nationwide, but the current 1,000-laptop pilot is tied to the 3MTT rollout.

If you are not part of the current pilot, you should not assume that registering your interest means you have been selected for one of the available laptops.

You can still monitor the official CREDICORP platform for future phases and new eligibility announcements.

What Devices Are Available?

C.L.I.C.K.D. covers several types of digital equipment.

These include:

• Laptops
• Smartphones
• Tablets
• Connectivity devices
• Digital learning equipment

Laptops are the main focus of the first pilot, which involves 1,000 locally assembled units.

However, the availability of a particular device will depend on the applicable programme phase and financing arrangement.

How to Apply for C.L.I.C.K.D.

If you want to register your interest, the process is straightforward.

Step 1: Visit the Official CREDICORP Website

Go to the official C.L.I.C.K.D. page on the CREDICORP website.

Step 2: Click “I’m Interested”

The page currently provides an “I’m Interested” option for people who want to participate.

Click the option and follow the instructions displayed on the official platform.

Step 3: Provide Your Information

Complete the information requested on the expression-of-interest form.

Make sure your details are accurate and that your phone number and email address are active.

Step 4: Provide Your Device Requirements

Where requested, indicate the type of digital device you need, such as a laptop, smartphone, tablet or connectivity device.

Step 5: Explain How You Will Use the Device

The programme is intended to support productive uses of digital technology, including learning, work, freelancing, entrepreneurship and participation in the digital economy.

Provide accurate information about how you intend to use the device.

Step 6: Submit Your Expression of Interest

Review your information carefully before submitting the form.

Remember that registering your interest does not automatically mean you have been approved for credit or selected to receive a device. Eligibility and financing decisions are subject to the applicable programme conditions.

C.L.I.C.K.D. Interest Rate and Repayment

At the time of this update, CREDICORP has not publicly provided a fixed interest rate, repayment period or down-payment figure on its official C.L.I.C.K.D. programme page.

Applicants should therefore be careful with websites or individuals claiming that a particular interest rate or monthly repayment amount has been officially approved unless the information comes directly from CREDICORP or the relevant financing partner.

The programme confirms that it uses structured consumer credit, allowing payments to be spread over time.

Before accepting any financing offer, check the total amount payable, repayment schedule and other applicable terms.

Who Provides the Credit?

C.L.I.C.K.D. is coordinated by CREDICORP, which works with financial institutions and other partners to provide consumer credit.

For the first phase, Fidelity Bank is the credit administration partner, while NASENI Innovation Hub and Imose Technologies are involved in supplying the locally assembled laptops.

This is why C.L.I.C.K.D. should not be confused with a conventional government grant. It is a government-backed device-financing initiative based on consumer credit and partnerships with financial institutions and technology providers.

Benefits of C.L.I.C.K.D.

The programme is designed to reduce the upfront cost of accessing digital devices.

Depending on the applicable financing arrangement, the initiative can help beneficiaries:

• Access digital devices without paying the full cost upfront
• Spread payments over time
• Gain better access to digital learning
• Support freelancing and online work
• Access tools needed for business and entrepreneurship
• Use locally assembled technology
• Build a stronger credit history through responsible repayment

Important Things to Know Before Applying

Before registering your interest, keep these points in mind.

C.L.I.C.K.D. is credit, not a grant.
You will have repayment obligations if you are approved for financing.

The first pilot is limited.
The inaugural rollout involves 1,000 locally assembled laptops, so registering your interest does not guarantee that you will receive a laptop during this phase.

The first rollout is linked to 3MTT.
The initial national pilot is being implemented through the 3MTT programme.

The wider programme is expected to expand.
CREDICORP says it intends to develop C.L.I.C.K.D. into a wider programme involving more financial institutions, manufacturers and technology vendors.

Do not pay an agent.
Use the official CREDICORP platform and be suspicious of anyone promising guaranteed approval or a device in exchange for money.

Check the financing terms.
Getting a device without paying the full price upfront does not mean the device is free. Check the repayment obligations before accepting credit.

C.L.I.C.K.D. Application Portal

The official C.L.I.C.K.D. application and expression-of-interest process is handled through CREDICORP.

The programme currently focuses on device financing rather than giving away free laptops or smartphones. The first pilot involves 1,000 locally assembled laptops through the 3MTT partnership, while the wider initiative is designed to expand to more Nigerians and more device categories.

If you want to register your interest, use the official CREDICORP platform and make sure you understand the credit and repayment terms before accepting any financing offer.

Official C.L.I.C.K.D. Portal: https://www.credicorp.ng/clickd

Zoeeb Editorial Note: We verify government programmes and public opportunities against official sources before publishing. Programme conditions, eligibility requirements and financing terms can change, so applicants should confirm the latest information on the official CREDICORP platform before taking any action.