The Federal Government’s C.L.I.C.K.D. programme is currently accepting expressions of interest from Nigerians who want access to digital devices through consumer credit.
C.L.I.C.K.D., which stands for Credit for Laptops, Internet, Connectivity and Knowledge Devices, is an initiative of the Nigerian Consumer Credit Corporation (CREDICORP) designed to make devices such as laptops, smartphones, tablets and connectivity equipment more affordable through structured credit.
The programme was launched on July 21, 2026, in partnership with the Federal Ministry of Communications, Innovation and Digital Economy. Its first national pilot is being implemented with the 3 Million Technical Talent (3MTT) Programme.
However, C.L.I.C.K.D. is not a free laptop or phone giveaway.
Successful beneficiaries access devices through consumer credit and are expected to repay according to the terms of their approved financing arrangement.
If you are looking for information about the C.L.I.C.K.D. application portal, eligibility, available devices and how to apply, this updated guide explains what is currently known.
C.L.I.C.K.D. Application Portal
The official C.L.I.C.K.D. portal is: https://www.credicorp.ng
CREDICORP’s official website currently displays an “I’m Interested” option for people who want to register for the programme.
Applicants should use the official CREDICORP website and avoid agents, WhatsApp groups or websites asking for money in exchange for guaranteed approval.
What Is the C.L.I.C.K.D. Programme?
C.L.I.C.K.D. means Credit for Laptops, Internet, Connectivity and Knowledge Devices.
It is CREDICORP’s flagship digital-device financing initiative. The programme is designed to help Nigerians access technology needed for learning, work, freelancing, business and other productive activities without having to pay the full cost of a device upfront.
The official CREDICORP portal currently lists:
- Laptops
- Smartphones
- Tablets
- Connectivity devices
- Digital learning equipment
CREDICORP says payments are spread over time through responsible consumer credit.
Is the C.L.I.C.K.D. Laptop Free?
No.
C.L.I.C.K.D. is not a free laptop, smartphone or tablet distribution programme.
It is a consumer credit initiative. This means an approved applicant can access an eligible device without paying the full cost upfront and will repay according to the financing arrangement.
Applicants should therefore understand the repayment obligations before accepting any credit offer.
CREDICORP also says successful repayment can help strengthen a person’s credit history.
What Is the Current C.L.I.C.K.D. Pilot?
The first phase of C.L.I.C.K.D. is being implemented in partnership with the 3 Million Technical Talent (3MTT) Programme.
The inaugural rollout provides 1,000 locally assembled laptops to eligible fellows across Nigeria.
At the July 21 launch in Abuja, 77 beneficiaries received their laptops, marking the beginning of the wider rollout. The remaining devices are being distributed in phases.
The first phase involves:
- CREDICORP
- Federal Ministry of Communications, Innovation and Digital Economy
- 3MTT
- Fidelity Bank
- NASENI Innovation Hub
- Imose Technologies
Fidelity Bank is serving as the credit administration partner, while NASENI and Imose Technologies are involved in supplying the locally assembled laptops.
Who Can Apply for C.L.I.C.K.D.?
This is where applicants need to understand the difference between the overall C.L.I.C.K.D. programme and the current pilot.
CREDICORP describes C.L.I.C.K.D. as a device-financing initiative for working Nigerians nationwide. However, the first national pilot is being launched through the 3MTT programme and is focused on eligible participants in that rollout.
Therefore, being able to submit an expression of interest should not be interpreted as a guarantee that every applicant will receive a device under the current 1,000-laptop pilot.
The programme is designed to expand as more financial institutions, device manufacturers and technology vendors participate.
Can Non-3MTT Nigerians Apply?
The broader C.L.I.C.K.D. initiative is intended to serve working Nigerians nationwide.
However, the current 1,000-laptop pilot is tied to the 3MTT rollout.
This means Nigerians who are not part of the current pilot should not assume that submitting the form means they have been selected for one of the 1,000 laptops.
CREDICORP has stated that C.L.I.C.K.D. is being built as an open, multi-partner programme that can expand to more participants, devices and financing partners.
If you are not part of the current pilot, you can still monitor the official CREDICORP portal for future phases and eligibility announcements.
What Devices Are Covered?
CREDICORP’s current C.L.I.C.K.D. page lists several categories of digital equipment.
Laptops
Laptops are the main focus of the first pilot, with 1,000 locally assembled units being provided through the initial rollout.
Smartphones
Smartphones are included in the wider C.L.I.C.K.D. programme.
Tablets
Tablets are also listed among the devices covered by the initiative.
Connectivity Devices
The programme also covers devices that help Nigerians connect to the internet.
Digital Learning Equipment
CREDICORP’s current programme page also mentions digital learning equipment.
The exact device available to an applicant will depend on the applicable programme phase and financing arrangement.
How to Apply for C.L.I.C.K.D.
If you want to register your interest, follow these steps.
Step 1: Visit the Official C.L.I.C.K.D. Portal
Go to the official CREDICORP C.L.I.C.K.D. page:
Step 2: Click “I’m Interested”
The official CREDICORP page currently provides an “I’m Interested” option for people who want to participate.
Click the option and follow the instructions provided on the official platform.
Step 3: Provide the Requested Information
Complete the information requested on the application or expression-of-interest form.
Make sure your information is accurate and that your phone number and email address are active.
Step 4: Indicate Your Device Need
Where requested, provide information about the type of digital device you need, such as a laptop, smartphone, tablet or connectivity device.
Step 5: State How You Intend to Use the Device
The programme is designed around productive uses of digital technology, including learning, work, freelancing, entrepreneurship and participation in the digital economy.
Provide accurate information about your intended use of the device.
Step 6: Submit Your Application
Review the information you have provided before submitting the form.
Remember that submitting an expression of interest does not automatically mean you have been approved for credit or selected to receive a device.
CREDICORP and its participating partners will determine eligibility and financing based on the applicable programme conditions.
C.L.I.C.K.D. Interest Rate and Repayment Period
At the time of this update, CREDICORP has not publicly provided a fixed interest rate, repayment tenure or down-payment figure for the C.L.I.C.K.D. programme on its official programme page.
Applicants should therefore be careful with websites or individuals claiming that the government has approved a particular fixed interest rate or monthly repayment amount unless that information comes directly from CREDICORP or the relevant financing partner.
The official programme description only confirms that C.L.I.C.K.D. provides structured consumer credit and allows payments to be spread over time.
Do not accept a credit offer without first checking the total amount payable, repayment schedule and other applicable terms.
Who Is Providing the Credit?
C.L.I.C.K.D. is coordinated by CREDICORP, but the corporation works with financial institutions and other partners to deliver consumer credit.
For the first phase, Fidelity Bank is the credit administration partner, while NASENI Innovation Hub and Imose Technologies are involved in the locally assembled laptops.
This is why C.L.I.C.K.D. should not be treated as a conventional government grant.
The government-backed initiative uses consumer credit and financial-sector partnerships to help applicants acquire devices.
Benefits of C.L.I.C.K.D.
The programme is designed to address the cost barrier that prevents many Nigerians from accessing digital devices.
Some of the key benefits include:
- Access to laptops and other digital devices without paying the full cost upfront.
- Structured repayment arrangements.
- Better access to digital learning and online work.
- Support for freelancing and entrepreneurship.
- Greater access to tools needed for digital skills.
- Support for locally assembled technology.
- Opportunity to build a stronger credit history through responsible repayment.
CREDICORP says successful repayment can help strengthen a person’s credit history.
Things to Know Before Applying
Before registering for C.L.I.C.K.D., keep these points in mind:
C.L.I.C.K.D. is credit, not a grant.
You will have repayment obligations if you are approved for financing.
The current pilot is limited in size.
The first phase covers 1,000 locally assembled laptops, so not everyone who expresses interest will necessarily receive a laptop during this phase.
3MTT is central to the first rollout.
The first national pilot is being launched in partnership with the 3MTT Programme.
The programme is expected to expand.
CREDICORP says it intends to build C.L.I.C.K.D. into a wider multi-partner programme involving additional financial institutions, manufacturers and technology vendors.
Do not pay an agent.
Use the official CREDICORP platform and be suspicious of anyone promising guaranteed approval.
Check the credit terms before accepting an offer.
Do not assume that a device is free simply because you do not have to pay the full price upfront.
C.L.I.C.K.D. Frequently Asked Questions
Is C.L.I.C.K.D. a free laptop programme?
No. C.L.I.C.K.D. is a consumer credit programme. Approved beneficiaries access eligible devices through financing and are expected to repay under the applicable terms.
What does C.L.I.C.K.D. stand for?
C.L.I.C.K.D. stands for Credit for Laptops, Internet, Connectivity and Knowledge Devices.
Can I get a laptop through C.L.I.C.K.D.?
Yes. Laptops are a major part of the programme, and the first pilot involves 1,000 locally assembled laptops for eligible participants.
Can I get a smartphone or tablet?
Smartphones and tablets are listed among the wider categories of devices covered by C.L.I.C.K.D. However, availability depends on the applicable programme phase and financing arrangement.
Is the C.L.I.C.K.D. portal still available?
The official CREDICORP C.L.I.C.K.D. page is currently live and provides an “I’m Interested” option.
Is C.L.I.C.K.D. only for 3MTT fellows?
The first national pilot is being launched in partnership with 3MTT and focuses on eligible participants in that rollout. The broader C.L.I.C.K.D. programme is intended to expand to working Nigerians nationwide.
How many laptops are available in the first phase?
The first phase is providing 1,000 locally assembled laptops. At the launch in Abuja, 77 beneficiaries received their devices.
Which organisations are involved in the first phase?
CREDICORP is working with the Federal Ministry of Communications, Innovation and Digital Economy, 3MTT, Fidelity Bank, NASENI Innovation Hub and Imose Technologies for the initial rollout.
Has CREDICORP announced the C.L.I.C.K.D. interest rate?
A fixed interest rate is not currently stated on CREDICORP’s official C.L.I.C.K.D. page. Applicants should wait for the applicable financing terms before accepting credit.
Is there an application fee?
Applicants should not pay an individual or agent to submit a C.L.I.C.K.D. expression of interest. Use the official CREDICORP platform and verify any payment or financing request directly with CREDICORP or the named financial institution.
Does applying guarantee a laptop?
No. Registering your interest does not guarantee approval or selection. The current pilot has a limited number of devices and eligibility and financing conditions apply.
Final Word
C.L.I.C.K.D. gives Nigerians a way to access important digital devices through consumer credit instead of paying the full cost upfront.
The programme’s first rollout is focused on 1,000 locally assembled laptops through the 3MTT partnership, but CREDICORP says the initiative is designed to grow into a broader device-financing programme involving more financial institutions, manufacturers and technology partners.
If you want to apply or register your interest, use the official CREDICORP portal and avoid third parties claiming they can guarantee approval.
Official C.L.I.C.K.D. Application Portal — CREDICORP
Zoeeb Editorial Note: We verify government programmes and public opportunities against official sources before publishing. Programme conditions, eligibility requirements and financing terms can change, so applicants should always confirm the latest information on the official CREDICORP platform before taking any action.
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