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FG N50,000 Relief: NairaGram Beneficiaries Confirm Successful Grant Transfers to OPay

Ify Godwin by Ify Godwin
November 12, 2026
Reading Time: 3 mins read
NairaGram Beneficiaries
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Some beneficiaries of the Federal Government’s ₦50,000 relief grant have reported successfully transferring their money from NairaGram wallets to OPay accounts.

The reports, shared by beneficiaries on social media, show that recipients who received their NERSI payments through NairaGram can move the funds to other accounts. One beneficiary shared a screenshot showing an available balance of ₦50,000, while another described how the transfer was completed.

The development is relevant to beneficiaries who received their Federal Government relief payments through NairaGram but prefer to keep or use their money in an OPay account.

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The payment is part of the National Emergency Relief and Stabilisation Intervention (NERSI), a Federal Government initiative coordinated by the Federal Ministry of Humanitarian Affairs and Poverty Reduction. The programme provides ₦50,000 in financial support to selected poor and vulnerable households.

NairaGram is one of five payment providers approved by the Federal Government for distributing the relief funds. The other providers are ALAT by Wema Bank, MoMo PSB, OPay and Moniepoint.

Can NairaGram Beneficiaries Transfer Their ₦50,000 to OPay?

Yes, NairaGram provides a USSD service that allows beneficiaries to transfer money from their wallets to bank accounts or POS agents.

The Federal Ministry of Humanitarian Affairs and Poverty Reduction lists *726*00# as the official NairaGram USSD code for accessing the transfer service.

Some beneficiaries have reported using this service to move their NERSI funds to OPay accounts successfully.

However, individual reports do not guarantee that every transaction will go through. Transfers may fail because of network problems, incorrect account details or temporary service interruptions.

Before confirming a transaction, check that the recipient’s name and account details are correct.

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How to Transfer Your NERSI ₦50,000 from NairaGram to OPay

Beneficiaries who have received their ₦50,000 payment in their NairaGram wallets can follow these steps:

Step 1: Use your registered phone number

Get the phone number linked to your NairaGram wallet. You should use this number to access the USSD service.

Step 2: Dial the NairaGram USSD code

Dial *726*00# on your mobile phone.

Step 3: Select the transfer option

Follow the instructions displayed on your screen to access the money transfer service.

Step 4: Enter your OPay account details

If OPay is available as a destination institution, select it and enter the account number you want to transfer the money to.

Step 5: Enter the transfer amount

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Input the amount you want to send. You can transfer the full ₦50,000 or a smaller amount, depending on your available balance and the service options.

Step 6: Confirm the transaction

Check the recipient’s name and account details carefully before authorising the transfer with your PIN.

Wait for the transaction confirmation before attempting another transfer.

If OPay is not listed as an available destination or the transaction fails, contact NairaGram through its official support channels before trying again.

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What If Your NairaGram Transfer Fails?

Not every beneficiary may experience the same result when attempting to transfer money.

If your transaction fails, consider the following:

  • Check your network connection and try again later.
  • Confirm that you entered the correct OPay account number.
  • Check your NairaGram wallet balance.
  • Do not repeat a transaction immediately if money has already been deducted.
  • Check your transaction history to determine whether the transfer is pending, successful or reversed.
  • Contact NairaGram support if the money was deducted but the recipient has not received it.

Keep your transaction reference or confirmation message if you need to report a failed transfer.

Is the NairaGram NERSI Grant Transfer Free?

The Federal Government has stated that receiving and accepting the NERSI relief support is free.

Beneficiaries do not need to pay an agent or government official to access their ₦50,000 grant.

However, check the applicable charges displayed by your payment provider before making a transfer, as transfer services may have separate transaction conditions.

Never give your PIN, password or one-time password (OTP) to anyone claiming to help you transfer or release your money.

Official NERSI Payment Information

The Federal Government has provided different USSD codes for beneficiaries using its five approved payment platforms.

  • NairaGram: *726*00#
  • OPay: *955*20#
  • ALAT by Wema Bank: *945*23#
  • MoMo PSB: *671*0#
  • Moniepoint: *5573*27#

Beneficiaries can use their respective provider’s USSD service or official mobile application where available.

For programme enquiries, the Federal Government has provided the NERSI helpline: 0700-022-2222.

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For further instructions, visit the official NERSI website: https://fmhapr.gov.ng/nersi/

Important Warning to NERSI Beneficiaries

The Federal Government has warned Nigerians against paying anyone who claims they can release the ₦50,000 grant, influence beneficiary selection or speed up payment.

Do not share your PIN, OTP or banking password with anyone. Also, avoid clicking suspicious links circulated on WhatsApp and social media.

If you have received your NERSI payment through NairaGram, use the official transfer service and confirm every transaction before making another attempt.

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Ify Godwin

Ify Godwin

Zoeeb Team helps young people access verified opportunities in skills, jobs, and financial growth. Get the latest empowerment programs, training, and career tips to level up your future.

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